About Us

Level 3 is a customer-focused organization specializing in selling and consulting on modern payment technologies across all industries and platforms.

Our company was founded in 2016 with the goal of utilizing higher data levels to get merchants the best rates. Named for the highest data level in payment processing, Level 3 takes time to get to know our customers, understands their needs and delivers them client-specific solutions. Responsiveness, attentiveness and customer service remain core values.

The scope of our services has grown, allowing us to partner with advisory firms through our Partnership Program to share our payment processing expertise, save them time and strengthen their client relationships. As an independent merchant provider, we still work with merchants to find the right products at the right price no matter the industry or payment method.

A team with deep roots in payment processing.

Level 3 is based in Oxford, Miss., with clients across the United States. Our executive team has over 50 years of combined experience managing payment processing for financial institutions and merchants, including growing Security Card Services, now a division of Fiserv.

Our partners trust us with their clients’ payment processing needs.

“Since partnering with Level 3 Transactions, our business has been able to improve our OTC collections process significantly. The customer service provided by the team at Level 3 has been second to none and I would highly recommend their services.”

“Level 3 Transactions has helped American Petroleum become F.I.T.!  They have Fixed our PCI compliance, Improved our rates and Transformed our credit card process.  Personal service at its best!  We highly recommend!”